Explore educational calculators for popular Indian savings schemes. Estimate contributions, interest and maturity values using clearly stated assumptions, then download a PDF report.
Calculate, compare and learn about popular government savings schemes with simple educational tools.
Rates below are reference values configured on this site. Verify current rates with official notifications before relying on them.
Rates and scheme rules can change. Rates are revised by the government, usually every quarter.
Quickly jump to the calculator that matches your savings goal.
Estimate Sukanya Samriddhi maturity value.
Estimate your PPF investment and maturity.
Estimate monthly income from POMIS.
Estimate your retirement investment corpus.
Estimate SCSS interest and payout.
Change the inputs and calculate an illustrative outcome. Results are estimates, not official quotations.
Estimated result
—Assumes a deposit at the start of each year for 15 years, then growth until year 21 at a fixed rate, compounded annually. Actual SSY interest follows official balance and credit rules.
Estimated result
—Assumes one deposit at the start of each year and annual compounding at a fixed rate. Official PPF interest is calculated under prescribed monthly-balance rules.
Estimated result
—Simple interest paid out monthly for five years; the principal is returned at maturity. Eligibility, limits and payout terms are governed by current official rules.
Estimated result
—NPS returns are market-linked and not guaranteed. This simplified estimate assumes regular month-end contributions and a constant hypothetical return; it does not model charges, annuity, tax or withdrawal rules.
Estimated result
—Simple interest paid quarterly for five years; the deposit is returned at maturity. Eligibility is age-based and tax/TDS treatment is not modelled. Verify with your post office or bank.
Estimate how your monthly savings could grow over time using an assumed annual return.
Compare selected scheme features and indicative assumptions. This is not a personalised recommendation.
| Feature | Sukanya Samriddhi Yojana | Public Provident Fund |
|---|
The FD rate is an illustrative assumption, not a live bank quote. Verify all current rates, tax rules, eligibility and terms from official sources.
Compare key savings scheme rates visually in one place.
Explore simple educational guides about savings schemes, account opening and retirement planning.
Understand eligibility, documents, deposit limits and the account-opening process for Sukanya Samriddhi Yojana.
Read GuideLearn about PPF deposits, investment duration, tax treatment and estimated maturity calculations.
Read GuideExplore account limits, tenure and how monthly interest payments are estimated.
Read GuideUnderstand monthly contributions, investment duration, assumed returns and projected corpus.
Read GuideLearn about SCSS eligibility, the ₹30 lakh limit, quarterly interest and how the payout is estimated.
Read GuideCompare eligibility, investment periods, taxation and payout structures in an educational overview.
Read Full GuideGuides are general educational summaries. Always confirm scheme terms from official sources before acting.
Quick answers to common questions about GovtSave calculators, savings estimates and scheme information.
Answer a few simple questions and get a general scheme suggestion based on your savings goal.
Based on your answers, this scheme may align with your long-term savings preference.
This quiz provides general educational guidance only and is not personalised financial advice.
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govtsave@gmail.comPlease remember that GovtSave provides educational calculators and general information. Calculator results are estimates and should not be treated as personalised financial advice.