Financial tools
Your next big goal.
GLOBAL GOAL PLANNER BUILT FOR REAL-LIFE SCENARIOS
Your next big goal.
Mapped, not guessed.
Connect today’s savings to tomorrow’s goal. Compare different paths, factor in inflation and currency movements, and see what your monthly plan may need.
Multiple currencies
Three scenarios
No account required
Your goalOne clear direction
Across bordersCurrency-aware planning
Three possible pathsCautious · Expected · Growth
Flexible assumptionsYou control the inputs
Private by defaultPlans stay in this browser
Cross-border readyModel currency changes manually
YOUR MONEY, YOUR MILESTONES
Build your Money Path
Change any number and the forecast updates as you go.
Live estimate
Set up your goal
Start with where your money is today.
YOUR PROJECTED PATH
EstimateA clearer view of your goal
Expected value at your target date
₹ 0
In 5 years · after your planned contributions
Goal readiness0%
Current planInflation-adjusted target
Change your starting point and assumptions to see your plan update.
Saved plans stay in this browser. Nothing is uploaded to a GovtSave account.
SEE THE RANGE, NOT JUST ONE NUMBER
Three possible paths
Small changes to assumptions can make a meaningful difference over time.
Projected balance over timeEach line is an illustrative scenario, not a promise.
INR Amounts are in the goal currency and include the selected assumptions.5-year horizon
At your target date
See how the end result shifts.
CautiousLower growth assumption—
ExpectedYour selected assumption—
GrowthHigher growth assumption—
These are sensitivity ranges around your input, not investment recommendations or statistically calibrated forecasts.
Your yearly milestones
Review how the three projections may develop at each year-end.
| Year | Cautious | Expected | Growth | Inflation-adjusted target |
|---|---|---|---|---|
| Your milestones will appear after calculation. | ||||
PICK UP WHERE YOU LEFT OFF
0 savedYour saved Money Paths
Save different versions to compare a home goal, education fund, relocation or another milestone.
No saved paths yet
Build a projection above, then select Save plan. Your saved paths remain on this device and browser.
TRANSPARENT BY DESIGN
Understand the assumptions behind your path
Money Path is a planning simulator. It helps you test “what if?” questions; it does not predict market returns or replace country-specific tax, investment or currency advice.
How is the future goal amount calculated?
Your target is increased each year using the inflation rate you enter. This is an illustrative estimate, not a verified forecast of the future price of a home, tuition or other goal.
How do currency assumptions work?
When the home and goal currencies differ, you enter the number of home-currency units per one unit of goal currency. The annual currency-cost change is then applied over time. No live exchange rate is fetched.
What do cautious, expected and growth mean?
The tool models three hypothetical annual-return assumptions centred on the rate you choose: 2 percentage points lower, your selected rate, and 2 points higher. These scenarios are not guaranteed, recommended or probability-weighted outcomes.
Where are saved plans stored?
Your saved plans use this browser’s local storage. They are not synced to another device or account, and clearing site data may remove them. Use the share link or CSV export to keep a separate copy.