Public Provident Fund
Build your contribution plan
Set an annual deposit and choose the account period to explore a long-term scenario.
Standard 15-year account term.
Projection overview
Your projected maturity value, contribution total and estimated interest.
Estimated result
—Charts, reports & yearly breakdown
Illustrative only: assumes one deposit at the start of each selected year and annual compounding at a fixed rate. For 20- or 25-year scenarios, it assumes a timely extension with further deposits. Official PPF interest is based on the eligible lowest balance from the close of the fifth day through month-end and is credited annually; actual account interest may differ.
Your base plan uses the published GovtSave Admin rate returned by the calculator. Lower- and higher-rate cases are hypothetical sensitivity tests only — they are not official rates or forecasts.
Current plan
Current contribution · published rate —Calculate your PPF estimate, then compare scenarios.
Base caseHigher contribution
Same published rate · more deposited each year —Shows the impact of an increased annual contribution.
Compared with current planRate decreases
Same contribution · hypothetical rate —Illustrates how a lower assumed rate changes the projection.
Compared with current planRate increases
Same contribution · hypothetical rate —Illustrates sensitivity to a higher assumed rate.
Compared with current planAll scenarios use the same simplified annual-compounding model as this estimator. Official PPF interest depends on eligible monthly balances and can differ. The contribution scenario respects the ₹1,50,000 annual deposit limit.